It is very important to be aware of the fact that medical providers may not accept payment through your insurance company in case you may need medical care while in Nigeria. In these circumstances you will have to pay in full after your treatment and file a claim with your insurance company for reimbursement.Therefore you should have access to cash, either from a credit card or by wire transfer. If you need assistance contact the country’s local embassy or representative.
In most cases, in order to be compensated you must be treated by licensed medical personnel and provide your insurance company with proper documentation and receipts. It is therefore advisable to always ensure you have a comprehensive travel insurance policy which covers you for repatriation to your home country.